About Numberly

We bring institutional finance
to main street.

Small businesses face a critical gap. They have outgrown their standard bookkeeper, but cannot justify a $200,000 full-time CFO. We exist to fill that gap.

The Problem

The Bookkeeping Trap

Most traditional businesses rely entirely on a CPA or bookkeeper. But bookkeeping is inherently historical. It tells you exactly what happened last month, but provides absolutely zero insight into the $45k payroll and vendor payments due next Friday.

We saw incredible, profitable operators constantly stressed about cash flow because they were driving their business while only looking in the rearview mirror.

Our Mission

Profit is a theory.
Cash is a reality.

Numberly was built to stop the margin bleed. We bypass the typical months-long consulting bloat to deliver immediate, actionable financial intelligence.

"Think of a financial model like a pilot's instrumentation panel. Without it, you are flying blind. We build the panel."

Our experts have been featured in

The Wall Street JournalThe New York TimesInc.Conde Nast
The Brain Trust

Built by and for operators.

Monica Chitnis

Monica Chitnis

CFO • Serial Entrepreneur • Ex-Investment Banker

As a former J.P. Morgan investment banker and multi-time founder, Monica knows exactly what it takes to build a resilient, cash-rich business. She has personally guided 500+ operators through the complexities of margin turnarounds and strategic growth. Monica specializes in taking complex institutional finance strategies and making them dead simple for main street businesses.

"I always challenge our team to view the financial model from the operator's perspective, not the accountant's. Simplicity and foresight are everything."
John Foster

John Foster

CFO • Lead Strategist • 30+ Years Corporate Finance

A former Partner at Oliver Wyman, and a Director at Tesco.com and Telefonica, John has spent three decades working with some of the world's largest companies. He has since advised hundreds of startups on building financial foundations that hold up as they grow, and now brings that same standard to small businesses — helping owners see what is coming, protect their margins, and keep cash flowing predictably.

"I appreciate the immense value of a simple to use, yet comprehensive model. We embed this 'simple, yet capable' idea into every aspect of Numberly."

See your future.
Make it profitable.

Stop guessing where your margins went. Get absolute clarity today.

Find My Missing Cash